Money

Fixed Deposit Investment Consultants

Earn interest better than bank interest

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Corporate Fixed Deposit

NBFCs and Corporates Offer Fixed Deposits

Corporate FDs offer a tremendous opportunity for investors who want better returns, in addition to diversifying their portfolios. They provide interest rates that are greater than bank FDs.
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Peer-to-Peer Lending

The RBI licenced peer-to-peer lending by NBFCs with deposits at higher fixed rates of interest.

P2P is a short-term debt instrument that offers high risk and higher returns compared to fixed deposits and debt mutual funds.

Benefits of Investing in FD

Your investment portfolio may get off to a better start with fixed deposits. They are not only simple to understand, but also enable people to grow their funds with little risk. They store your funds for a certain period of time while earning interest till maturity.

  • Better Interest Than Bank FD
  • Rated FDs By Independent Rating Agencies
  • Regulated
  • Regular Income
  • Flexible Lock In Period
  • Flexible Interest Payment Options

We Offer

Pentad is a fixed deposit investment consultant offering a range of other financial consulting, in stock trading, mutual funds, and fixed deposits for both beginners and experienced.

Features
Customised & Goal-Oriented Advisory Support

We recommend the most suitable options based on an individual's age, goal, and requirements.

Features
Regular Monitoring & Evaluation

Offer ongoing monitoring and keep our clients informed of market updates and support in Fixed Deposit investments based on the client's requirements.

Features
Professional Assistance

We provide service assistance in financial protection, future goal-oriented savings, retirement fund management, and relevant advisory support according to the client’s need.

Frequently Asked Questions

A Fixed deposit (FD) allows you to invest a one-off sum of money for a chosen period (tenure) to earn a fixed rate of interest. Until the tenure ends a fixed deposit usually earns a higher interest rate than a regular savings account.

Company Fixed Deposit (Corporate FD) is a term deposit which is held over fixed period at fixed rates of interest. Company Fixed Deposits are offered by Financial and Non-Banking financial companies (NBFCs). The maturities of various company fixed deposits can range from a few months to a few years.

  • Interest rates for corporate FDs are higher than bank FD
  • The penalty period for early withdrawal is lower in the case of corporate FD
  • Rating agencies like CRISIL, and ICRA give ratings to companies that can collect deposits from the public. Depending on how strong they are on each criterion, the companies are given ratings like AAA, AA, BBB, and so on. AAA is the highest rating and indicates the company has a solid balance sheet. The NBFC/companies have to maintain a minimum BBB rating to collect deposits from the public.